By Bobbie Fox
Associate General Counsel
CopperPoint Insurance Companies
What does it mean to buy local and does it really matter?
I’ve been able to answer these questions through my involvement with Local First Arizona, a nonprofit organization that celebrates independent, locally owned businesses. As a Local First board member, I see first-hand Continue reading
CopperPoint is a proud sponsor of the Local First Arizona’s Independents Week, Arizona’s only weeklong celebration (July 1-9) of local businesses that saves you 20 percent while shopping at hundreds of participating businesses.
Local First Arizona (LFA) is a nonprofit organization that celebrates independent, locally owned businesses. During Indie Week, you can save money when shopping at locally owned restaurants and stores, rather than national chains. You can also help put money back into the Arizona economy when you shop. It’s a win-win!
Here’s how it works:
- Visit any Local First Arizona office or most hot spots around town to pick up a Golden Coupon, or download the digital version. You can print as many as you’d like to use during Indie Week 2017.
- Check out the lists of participating businesses across Arizona to see who’s accepting the Golden Coupon this year. (This list features metropolitan Phoenix businesses).
- Stock up and save 20 percent at hundreds of local businesses across the state.
“We don’t realize how much our local spending impacts our quality of life,” says Kimber Lanning, founder and director of LFA.
Shopping at locally owned businesses also helps residents become more rooted in their communities, Lanning says.
Connection to place, also known as placemaking, is critically important, she adds, as a Knight Foundation study found that citizens who feel rooted in their communities are:
- More likely to vote
- More likely to volunteer
- More likely to give to charity
- More likely to pay taxes
CopperPoint encourages Arizona residents to shop local and save during Independents Week!
By Scott Hullinger
Director of Loss Control & Risk Management
CopperPoint Insurance Companies
If a disaster strikes your company, affects your employees and impacts the bottom line, will you be prepared?
Although workplace disasters are usually few and far between, they can range from minor to catastrophic, oftentimes with significant consequences. Today, some of the most common workplace disasters include:
- Smoke or fire
- Electrical outage
- Hazardous materials exposure
- Earthquakes or other natural disasters
- Workplace violence
Employers would be wise to be prepared for these types of disasters by having a written safety plan in place. Safety plans, also known as disaster recovery plans or emergency Continue reading
By Carl Hamilton
Loss Control and Risk Supervisor
According to the Bureau of Labor Statistics (BLS), one-third of all employee injury and illness cases are musculoskeletal disorders (MSDs) that occur in the workplace. These injuries add up to the most frequently reported causes of lost or restricted work time.
MSDs commonly affect the muscles, nerves, ligaments, and tendons due to poor posture Continue reading
The nation and Arizona can expect continued slow, steady growth through the remainder of the year and into 2016, and the Federal Reserve Bank may hold off its planned interest hike this month because of the market’s recent volatility, according to three speakers at the Greater Phoenix Chamber of Commerce’s annual Economic Outlook Wednesday.
David Brancaccio, Jim Huntzinger and Elliot Pollack all agree the nation and Arizona are in good shape economically.
Brancaccio, the host of National Public Radio’s Marketplace Morning Report, discussed the economy from a global perspective; Huntzinger, chief investment officer for BOK Financial, examined the economy from a national view; and Pollack, CEO of Elliot D. Pollack & Company took a look at Arizona and the Phoenix area’s economic outlook. Continue reading
By Lorie Birk
Arizona Vice President
Mountain States Employers Council
On July 6, 2015, the U.S. Department of Labor issued the long anticipated proposed regulations making revisions to the white collar exemptions under the Fair Labor Standards Act (FLSA). If the proposed regulations go into effect it is estimated that over 5 million workers will now be eligible for overtime because they will not meet the salary requirements of the proposed regulations. Continue reading
By Kerwin Brown
President & CEO
Based on the U.S. Census Bureau’s 2007 data, African-Americans in Arizona owned 6,330 firms in 2002 with more than 530,000 average gross receipts and 6,530 paid employees. The information came from the most recent statistics available from the Minority Business Development Agency, Western Regional Office for the U.S. Black Chambers. Continue reading
By Rick Murray
CEO, Arizona Small Business Association
Raising money to launch a business or to take one to the next level is challenging.
Many great ideas and businesses have failed because they are unable to stay in the game long enough to generate enough revenue to support them. Undercapitalization is the No. 1 reason businesses fail.
Banks know this. Unless there is collateral or a solid financial history, it’s not likely they will lend money. So where does that leave the small business owner “wanna-be?” Continue reading
A phone app from the Occupational Safety and Health Administration warns workers and others who will be outside as summer heats up of risks of heat-related illness, and provides preventive steps.
By NIHAL KRISHAN
WASHINGTON – Occupational Safety and Health Administration officials had a message Wednesday for workers and others who expect to be outside working and playing as summer heats up: Shade, water and rest for safety.
And if that’s too much to remember, OSHA has an app for that. And it’s free.
The federal agency actually has had the OSHA Heat app since 2011, but recently it unveiled an updated version of the phone app that provides users with a heat index reading for a particular location and gives precautions to help prevent heat-related illnesses. Continue reading
High technology is woven inextricably into our daily lives, but at times it may pose a more dangerous risk than we can imagine. Take today’s newer model automobiles; they are packed with electronic screens for parking, using GPS, watching video, listening to satellite radio stations or talking with others – all at the touch of a driver’s fingertips. Continue reading
Employers supervising workers in regions that have extreme temperatures may want to adopt employee training programs that educate workers on the symptoms of heat illnesses, including heat stroke. By teaching workers about the early signs of these potentially life-threatening conditions, employers could see decreases in heat illness reports and increases in worker productivity. Continue reading
By Mark Kendall
Legal Services Manager
In recent years, there has been a significant increase in the number of employees working outside of the traditional work place – 9 a.m. to 5 p.m. at an established work premises. Today, millions of U.S. workers perform at least a portion of their work duties outside of the office. Continue reading
CopperPoint Insurance Companies was a proud sponsor of the Phoenix chapter of the National Association of Women Business Owners (NAWBO) 2017 Desert Diamonds Awards Gala held on Wednesday, June 14. CopperPoint sponsored the Business Owner of the Year award won by Connie Zimmerlich of ClickChickPhotography.
NAWBO is the voice of America’s 10.6 million women-owned businesses. Since 1975, Continue reading