Deciphering Cyber Security for Small Business

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By Dave Schroeder
IT Security Manager
CopperPoint Insurance Companies

It’s a startling new reality. Cyber security attacks, which cause billions of dollars in losses every year, are on the rise. With more sophisticated, professional hackers aiming to disrupt a global brand, country or even an individual consumer shopping at their favorite store, shipping a package or doing their online banking, no one is immune.

Although medical records are today’s main cyber security commodity due to the vast Continue reading

5 Ways to Give Back (That Won’t Break the Bank)

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By Jill Maruca
Community Engagement Coordinator
CopperPoint Insurance Companies

Giving back to the communities we serve is an integral part of the CopperPoint culture. We believe our focused philanthropy is an investment in Arizona and its future.

It’s not always about having the biggest budget. In fact, much of our award-winning program is built on donating our employees’ time, talents and resources. We’re a mid-size company in the Phoenix landscape, but our 320 employees give thousands of hours of volunteer time in Arizona communities at more than 100 nonprofit organizations annually.

Research shows that employees are more engaged when the company they work for is Continue reading

Safety Plans are Smart Business

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By Scott Hullinger
Director of Loss Control & Risk Management
CopperPoint Insurance Companies

If a disaster strikes your company, affects your employees and impacts the bottom line, will you be prepared?

Although workplace disasters are usually few and far between, they can range from minor to catastrophic, oftentimes with significant consequences. Today, some of the most common workplace disasters include:

  • Smoke or fire
  • Flood
  • Electrical outage
  • Hazardous materials exposure
  • Earthquakes or other natural disasters
  • Workplace violence

Employers would be wise to be prepared for these types of disasters by having a written safety plan in place. Safety plans, also known as disaster recovery plans or emergency Continue reading

The Art of Ergonomics

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By Carl Hamilton
Loss Control and Risk Supervisor
CopperPoint

According to the Bureau of Labor Statistics (BLS), one-third of all employee injury and illness cases are musculoskeletal disorders (MSDs) that occur in the workplace. These injuries add up to the most frequently reported causes of lost or restricted work time.

MSDs commonly affect the muscles, nerves, ligaments, and tendons due to poor posture Continue reading

2016 Economic Outlook: Better than 2015, but no Boom!

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The nation and Arizona can expect continued slow, steady growth through the remainder of the year and into 2016, and the Federal Reserve Bank may hold off its planned interest hike this month because of the market’s recent volatility, according to three speakers at the Greater Phoenix Chamber of Commerce’s annual Economic Outlook Wednesday.

David Brancaccio, Jim Huntzinger and Elliot Pollack all agree the nation and Arizona are in good shape economically.

Brancaccio, the host of National Public Radio’s Marketplace Morning Report, discussed the economy from a global perspective; Huntzinger, chief investment officer for BOK Financial, examined the economy from a national view; and Pollack, CEO of Elliot D. Pollack & Company took a look at Arizona and the Phoenix area’s economic outlook. Continue reading

Impact of DOL’s Proposed Revisions to White Collar Exemptions

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LorieBirkBy Lorie Birk
Arizona Vice President
Membership Services
Mountain States Employers Council

On July 6, 2015, the U.S. Department of Labor issued the long anticipated proposed regulations making revisions to the white collar exemptions under the Fair Labor Standards Act (FLSA). If the proposed regulations go into effect it is estimated that over 5 million workers will now be eligible for overtime because they will not meet the salary requirements of the proposed regulations. Continue reading

Launching The Black Chamber of Arizona Statewide

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Kerwin BrownBy Kerwin Brown
President & CEO
Based on the U.S. Census Bureau’s 2007 data, African-Americans in Arizona owned 6,330 firms in 2002 with more than 530,000 average gross receipts and 6,530 paid employees. The information came from the most recent statistics available from the Minority Business Development Agency, Western Regional Office for the U.S. Black Chambers. Continue reading

Crowdfunding: A Reality for Arizona Business

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Rick Murray

Rick Murray

By Rick Murray
CEO, Arizona Small Business Association

Raising money to launch a business or to take one to the next level is challenging.

Many great ideas and businesses have failed because they are unable to stay in the game long enough to generate enough revenue to support them. Undercapitalization is the No. 1 reason businesses fail.
Banks know this. Unless there is collateral or a solid financial history, it’s not likely they will lend money. So where does that leave the small business owner “wanna-be?” Continue reading

OSHA unveils updated hot weather app

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A phone app from the Occupational Safety and Health Administration warns workers and others who will be outside as summer heats up of risks of heat-related illness, and provides preventive steps.

A phone app from the Occupational Safety and Health Administration warns workers and others who will be outside as summer heats up of risks of heat-related illness, and provides preventive steps.

By NIHAL KRISHAN
Cronkite News
WASHINGTON – Occupational Safety and Health Administration officials had a message Wednesday for workers and others who expect to be outside working and playing as summer heats up: Shade, water and rest for safety.

And if that’s too much to remember, OSHA has an app for that. And it’s free.

The federal agency actually has had the OSHA Heat app since 2011, but recently it unveiled an updated version of the phone app that provides users with a heat index reading for a particular location and gives precautions to help prevent heat-related illnesses. Continue reading

If You’re Driving, Don’t Touch That High-tech Console, Mobile Device

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High technology is woven inextricably into our daily lives, but at times it may pose a more dangerous risk than we can imagine. Take today’s newer model automobiles; they are packed with electronic screens for parking, using GPS, watching video, listening to satellite radio stations or talking with others – all at the touch of a driver’s fingertips. Continue reading

Remind workers of basic precautions against heat illness

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Employers supervising workers in regions that have extreme temperatures may want to adopt employee training programs that educate workers on the symptoms of heat illnesses, including heat stroke. By teaching workers about the early signs of these potentially life-threatening conditions, employers could see decreases in heat illness reports and increases in worker productivity. Continue reading

Workers Compensation and the Non-traditional Work Force

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Mark Kendall photo

By Mark Kendall
Legal Services Manager
CopperPoint Mutual
In recent years, there has been a significant increase in the number of employees working outside of the traditional work place – 9 a.m. to 5 p.m. at an established work premises. Today, millions of U.S. workers perform at least a portion of their work duties outside of the office. Continue reading